WiiStan, I suppose your chief source of income is your weekly allowance but here in the real world most people just dont hand out money to anyone that asks for it.
Unless it is government welfare.
You must work for it or sell something to get it.
You got something to sell?
If you got a fishing rod go catch some fish and sell them to Tom Nook.
Work wont hurt you one bit and that is what the game is about ... working and earning to get what you want.
However, thinking again there are panhandlers and beggars in real life.